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1. Types of amusement equipment risk retention
(1) unplanned risk retention.
The main reasons for unplanned risk retention include: lack of risk awareness, risk identification error, risk assessment error, risk decision delay and risk decision implementation delay.
(2) planned risk retention.
Planned risk retention is an active, conscious and planned choice. Risk retention can never be used alone, but should be used in combination with other risk countermeasures. When carrying out risk retention, it should be ensured that major and large construction project risks have been insured or loss control plans have been implemented.
The planning of planned risk retention is mainly reflected in the level of risk retention and the way of loss payment. The so-called risk retention level refers to which risk events should be selected as the objects of risk retention. Generally, low-risk events or low-risk events should be selected as the objects of risk retention.
2. Loss payment method
The loss payment plan should be made in advance for the retention of planned risk. The common loss payment methods are as follows: (2) establishment of non-fund reserves; (3) self-insurance; (4) parent company insurance.
3. Applicable conditions for risk retention
(1) there is no alternative; (2) the expected loss is not serious; (3) loss can be accurately predicted; (4) the enterprise has the ability to bear * potential losses in the short term; (5) good investment opportunities (or high opportunity costs); (6) excellent internal service.